Scheduled Personal Property Insurance Jewelry, watches, and golf clubs may be the most common items you have in your household. If you have a $6000 ring, wouldn’t you want to have it replaced for the full value?To add scheduled personal property onto your home insurance policy is inexpensive and can save you from a heartache in the future. Also, keep in mind if the value of your items have increased since acquiring, it may be necessary to get an updated appraisal to keep up with the value. Request A Quote Name Email Address Phone Additional Info Thank you! Oops!