What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Snapshots Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going. Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.