Long Term Care Insurance

Long Term Care is the care you may require if you are no longer able to perform normal daily activities by yourself due to a chronic illness, injury, disability or the aging process.

Some life insurance policies offer Long Term Care benefits in addition to a Death Benefit. 

With people living longer, Long Term Care is a great benefit for you and your loved ones, as there would be funding available through this coverage and not cause financial strain of out of pocket expenses.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. 

Approval for coverage under the policy and attached Long Term Care riders is subject to underwriting and may require a medical exam.

Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.