COVID-19 TIPS AND LOCAL BUSINESS RESOURCES

 

With the pandemic, we continue to experience a noticeable, impacting change in our communities and in our workplaces.  Consultative Insurance Group is committed to providing the best possible service to our clients and staff in the interim. 

(DISCLAIMER: Keep in mind, we will continue to remain a helpful community resource, particularly during this time, but this page should not be relied upon as an authority for COVID-19 information and precautions. Please review guidance from government organizations and your medical professionals as events unfold.)


We are here for you! All office locations are open.   We reserve the right to take steps for our team and our client's mutual protection, including limiting the number of clients in the office at one time and the ability for a team member to ask you to wear a mask.  Thank you for understanding as we continue navigating this process together.

We are operating under normal business hours:  Monday - Thursday, 9:00 A.M. to 5:30 P.M. and Friday, 9:00 A.M. to 5:00 P.M.



Non-Surgical Grade Masks:

Zoombang Protective Gear -- Face Mask (Pack of 2)  - These are not surgical grade masks, however, these are the same material that the CDC approves for fire-gear.  Visit the Zoombang website to learn more about the masks and how to purchase them.


CARES Act:  (Assistance for Small Businesses)

The CARES Act (Corona-virus Aid, Relief, and Economic Security) was signed on March 27, 2020 and was designed in part to provide financial resources to Small Business Owners seeking support due to COVID-19.  The new provision in the CARES Act, called the Paycheck Protection Program, makes $349 Billion of funding available through the Small Business Administration (SBA).  The loans will be forgiven if certain conditions are met. 

Paycheck Protection Program: (Closed August 8, 2020)  

Who can apply:  Businesses with fewer than 500 employees, including non-profits, veteran organizations, tribal concerns, self-employed individuals, sole proprietorship and independent contractors.

Small Business Administration (SBA) is no longer accepting Paycheck Protection Program (PPP) applications from participating leaders.   

Available loan amounts:  Loans can be for up to two months of average monthly payroll costs from last year plus an additional 25% of that amount up to a maximum of $10 Million.

What it can pay for:  Monthly expenses like payroll (including benefits), interest on mortgage obligations, rent and utilities incurred from February 15, 2020 through June 30, 2020. 

Loan Forgiveness - General Guidelines:  The loan will be forgiven if:  1) the loan amount was only used for payroll costs, mortgage interest, rent and utilities payments over the 8 weeks after getting the loan.  2) the borrower maintained staff and payroll (ie: did not decrease full-time employees headcount and/or did not decrease salaries/wages by more than 25%) The borrower has until June 30, 2020 to restore full-time employment and salary levels for any changes made between February 15, 2020 and April 26, 2020. 

Frequently Asked Questions for Lenders and Borrowers (eff 8/11/2020):  Click here to view.


Other resources:


Transportation Security Administration - Confirmed Cases with the past 14 days.  Click here if you have recently traveled and may have come in contact with a TSA employee who contracted COVID-19.

Federal Aviation Administration - Updates

U.S. Customs and Border Protection - Updates

How to protect yourself or what to do if you are sick with Corona-virus (COVID-19) - Click here

Corona-virus Rumor Control - Click here to help distinguish between rumors and facts regarding the COVID-19 pandemic.



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