What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Monday, July 27, 2020
You may be familiar with the usual insurance coverage - liability, property coverage on your home and stuff, and car insurance, but what about the optional coverage options available for personal and even commercial insurance? Here are...
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Our health is important -- as we age, we find this to be true! When at work we may find ourselves so focused on work we forget ourselves, working at a desk for hours at a time before getting up from our chair. Oh and then the groans...
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Monday, July 20, 2020
You have your new wheels and are looking for insurance. What information is needed for the insurance company to offer a motorcycle quote? Year Make Model Vehicle Identification Number CC size of the engine Year purchased What will the...
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It only takes a moment to brighten up someone's day. It could be a smile, a friendly wave of "hello" or a simply being there. With COVID-19 lingering, some of these simple gestures may be a bit challenging with social distancing and...
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Monday, July 13, 2020
You have heard the saying: if a tree falls in the woods and no one was there to hear it, did it really make a sound? When it comes to trees falling in your neighborhood, many times there is someone around to hear it -- particularly if...
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Monday, July 6, 2020
It is a rite of passage when teenagers get their driver's license! The thought of being able to travel independently of their parents is equivalent to freedom! When this time comes, parents and/or guardians of these teenagers will want...
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Emojis Who would have ever thought we would be corresponding with pictures to share our emotions versus using words -- and it is not part of a board game! History Here is a little emoji history for you. 1982 - Scott Fahlman sent an...
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Monday, June 29, 2020
Let’s talk about the elephant in the room: Identity Theft. What is Identity Theft? Identifty theft is simply the illegal use of someone’s personal information in order to obtain money or credit. It happens A few years back,...
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We all have our daily rituals, particularly during a work week. I start my day with exercise, followed by time with Jesus aka Bible and devotional time. Others may start their day with a warm beverage and watching the morning news,...
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Tuesday, June 23, 2020
Home Property Inventory The simple definition of a home property inventory is this: it is a detailed list of all items inside your home and outbuildings that you own. How to create an inventory These are a few ways in which you can...
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For fun, we asked a few selected members of our team: What fictional character would be perfect at your job? We got some entertaining responses! Check them out! Mariela - Ironman Susan - Genie Kristina - Dwight Schrute Mary - Spider...
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Tuesday, June 16, 2020
General liability is a commercial insurance product which offers protection for the business for injuries to a person or persons from defective products, wrongful death or even slip and fall accidents and damage to another's property....
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Have you ever considered -- if you could work with anyone -- living or deceased-- who would you pick and why? We presented our team with this question and the answers are quite astounding! Vickie Williams: "I think Julia Childs would...
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One of these things is not like the other The differences between 2019 and 2020 have been vast – I mean, who would have ever dreamed about the challenges we have faced with 2020! We have learned some interesting things for sure!...
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Monday, June 1, 2020
It's not about professionalism, training, or years of experience. It's about human nature. Mistakes happen to the best of us. Is there an insurance coverage that protects mistakes? Errors and Omissions Insurance is a form of...
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Thursday, May 28, 2020
Nature of the Business There are many kinds of contractors-- with special skills which demand unique insurance needs. Most understand what they need, particularly if they are sub-contractors, per instructions from a General Contractor...
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Whistle while you work….what’s your favorite tune? The seven dwarves in Snow White enjoyed a bit of music while they worked, and it worked well for them! Our team shares their top music genres: Vickie M – Talk Radio...
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Thursday, May 21, 2020
Ever looked at a calendar and noticed the preset holidays, special religious dates, and the phases of the moon and wondered how many other special days are there? Maybe it's just me! I have checked it out for you -- and believe you me,...
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Monday, May 18, 2020
Do you own a “Classic” Car? The age of most of the classic cars between 20 years and 40 years of age. The integrity of the car must be original to the year – any restoration must be of the period of the manufactured...
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"What do you want to be when you grow up?" This question starts when we are young and playing make-believe. Some of us had dreams of being a school teacher, an astronaut, a fire fighter, a doctor/nurse, or even a cowboy. Our desires of...
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Monday, May 11, 2020
Recently I heard about yet another waterfall accident, where not one, but two people were killed -- one was the victim, and the other a rescuer. It weighed heavy on my heart for the family and friends -- sad and so unnecessary. I love...
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You may be familiar with our agency's mission statement. If not, let's take a moment to share: Consultative Insurance Group's Mission Statement: "We provide personal and commercial insurance products and services, utilizing a...
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Monday, May 4, 2020
In most states, car insurance is required to drive on public roads, particularly liability insurance. If you are just starting out, it can be confusing on what coverage you need and what coverage you may not need. Having a local...
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Monday, April 27, 2020
Pick 3 more team members - are we done yet? 3 Questions We asked our team 3 questions about working remotely: 1) What challenges have you had working from home? 2) What do you enjoy about working remotely? 3) What do you miss about the...
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Thursday, April 23, 2020
https://www.youtube.com/watch?v=Oney7kOQTfk Kevin Brown's crisis time
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Monday, April 20, 2020
pick 3 more team members 3 Questions We asked our team 3 questions about working remotely: 1) What challenges have you had working from home? 2) What do you enjoy about working remotely? 3) What do you miss about the office? Over the...
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Thursday, April 16, 2020
Daily Attacks Social media, online purchase transactions, and technology play key roles in how most businesses operate and the way they reach out to their prospective customers. However, you cannot fully prevent data loss and data...
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Monday, April 13, 2020
pick 3 more team members to got 3 Questions We asked our team 3 questions about working remotely: 1) What challenges have you had working from home? 2) What do you enjoy about working remotely? 3) What do you miss about the office?...
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Thursday, April 9, 2020
We are nearly a month into this pandemic called Coronavirus or COVID-19, and our lives have changed significantly. There are people who have to be on the frontline, who cannot stay at home, who have families, and may be dealing with...
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Monday, April 6, 2020
pick 3 more team members 3 Questions We asked our team 3 questions about working remotely: 1) What challenges have you had working from home? 2) What do you enjoy about working remotely? 3) What do you miss about the office? Over the...
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Thursday, April 2, 2020
Things are crazy now. We all have something we'd rather be doing. We all have somewhere we'd rather be. But there are many, many people who have it worse than us, so we endure. We make do. We set up home offices and homeschool...
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Monday, March 30, 2020
As you probably know by now, COVID-19 has provided opportunities to challenge our industry and many others to think outside the box. We are open for business At Consultative Insurance Group, our entire team has been working remotely...
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Thursday, March 19, 2020
Coronavirus (COVID-19) The Coronavirus (COVID-19) has taken the world by storm and is not lessening its grip yet. Our world as we know it has definitely slowed down and nearly been halted due to this virus. The media outlets have...
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Monday, March 16, 2020
The Coronavirus (COVID-19) has taken the world by storm and is not lessening its grip yet. Our world as we know it has definitely slowed down and nearly been halted due to this virus. The media outlets have definitely been keeping...
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Monday, March 16, 2020
As the temperature gets warmer, and the sun shines brighter, comes the itch to spring clean your house. Out with the old winter funk and in with the new warm scents of spring! Enjoy our 5 tips to spring clean your house. 1) Open the...
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Thursday, March 12, 2020
As an employee, being employed with a company who offers health benefits, can be a great advantage to you and your family! Some of the advantages: By offering Group Health Benefits, an employer may attract a higher caliber of talent...
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Monday, February 24, 2020
About three years ago, I was introduced to the Dave Ramsey way of getting out of debt. You may be familiar with this technique, or have gone through the Dave Ramsey's Financial Peace University. I'd heard of him, but had never put much...
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Do not judge a book by its cover Oftentimes, we find ourselves looking at others as though they have the secrets to a happy life figured out. The truth is, they may not. What you might be seeing is someone who figured out their purpose...
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Thursday, February 6, 2020
Let's have a little chat about an optional auto insurance coverage: Underinsured Motorist. That's right -- I said "Optional." Another words, the State does not require this coverage to drive on the highway. It may not be mandatory, but...
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Monday, February 3, 2020
Recycling is good for the environment. My mom is the queen of recycling -- she knows what the local recycling center accepts and what they do not -- and has several collection bins in her home to divide out before depositing at the...
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Thursday, January 23, 2020
POP QUIZ! Any item left in your car is covered by your car insurance policy. True or False The answer could be true or false, depending on the type of insurance protection you have at the time of the incident. Let's say for example,...
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Monday, January 20, 2020
Recently I traveled to our office's annual kickoff meeting in Cleveland, OH. Outside of the drastic weather change -- from sunny and 71 degrees to snowing/windy and 32 degrees -- total shock to the system! Talk about reenacting Renee...
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Thursday, January 9, 2020
My driving record is good, why should it matter what driving record my drivers have? If there’s one thing Henry Ford made a bare necessity in America it was the automobile. After food, shelter and clothing an automobile is the...
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Thursday, January 2, 2020
I do not know about you, but quotes have always brought me encouragement, advice, and the motivation needed to press on. Here are a few of my favorites and a couple team member's favorites. "Things done by halves are never done right."...
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Monday, December 30, 2019
Am I Covered? Nowadays, there is a lot going on in our world and sometimes we think we understand how we are protected by insurance until we are face to face with the dilemma, and then we hope we understood our insurance when we took...
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Thursday, December 26, 2019
"Mom can I take the car?" The dreaded request heard by parents of teens all across the country. Your teen driver wanting to take the car for their first solo journey. In an instant the alarms start going off in your head. What if they...
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Thursday, December 19, 2019
Reteaching myself to play the piano after 32 years When I was considerably younger, my parents made me take piano lessons. I had mixed emotions about it at the time, but endured 8 years of lessons before entering college. Initially, I...
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Monday, December 16, 2019
'Tis the holiday season for craziness -- the hustling and bustling of people in shops, driving, crazy scheduling, family gatherings, cooking, baking, and finding the perfect gift to express your love to each and everyone on your...
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Thursday, December 12, 2019
Distractions are a part of life -- welcome or unwelcome---can be constant. I'm going to share with you the top 5 distractions and how I deal with them to keep myself on track during work hours. Notifications from Cell Phone This is...
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Monday, December 9, 2019
I’ve read articles on this topic and it seems kind of strange to believe you would have trouble recalling your life from the moment you were born. But there is a disconnect from birth to 4 or 5 years old. I guess it is possible...
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Thursday, December 5, 2019
A few years ago, everyone was talking about their "bucket list." Honestly, I thought it was something new to the world --available online or in the nearest strip mall for sale! But apparently people get excited when they think about...
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Monday, December 2, 2019
Vickie Williams joined our agency in 1999 and specializes in Business, Personal & Life Insurance. What parts of your job do you find most challenging?Vickie: Finding the right coverage for each individual client.What parts of your job...
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Thursday, November 28, 2019
A few years ago, I went on a binge of collecting and trying healthy recipes and found one to share with my family: Tofu Ice Cream. That's right - you read correctly - TOFU Ice Cream. I should have known from the start to not even try...
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Sunday, November 24, 2019
On Friday, November 22nd, I went to see the "Mr. Roger's" movie "A Beautiful Day In The Neighborhood." I'd seen a couple of previews and it looked interesting -- that with the memories of watching the original series in the 70's -- I...
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Thursday, November 21, 2019
Today I work for one of the top 25 insurance agencies in the United States in their Marketing and Compliance Department. It is safe to say, that I have come quite a ways in my insurance career -- one I had not even thought possible --...
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(Shared with permission by Richard Lardie, Joe's father.) Living with Lardie: For a Pork Chop Events in the news reminded me of a few experiences I had in the summer of 1969. Racial tensions were high and everyone had their own...
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Saturday, October 19, 2019
I recently read an interesting article which challenged me to determine if I am a beach baby or a mountain lover. They had some interesting concepts on how to determine personality characteristics based on whether one enjoys the beach...
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Cheryle Waller: I think the best place to go view the fall leaves is Asheville, NC. The mountains turn colors and are such a wonder to behold. There are a lot of lookouts where you can pull your car over and just enjoy the beauty....
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The fall season brings about thoughts of being outdoors, football, pumpkins, and apple picking! Fun facts about apples: Red Delicious is the most widely grown in the USA. Apples are the second most valuable fruit grown in the USA....
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Tuesday, September 3, 2019
Today is National Skyscraper Day! On this day, we "unofficially" celebrate our fellow architects and engineers in their enduring spirit to build larger and more impactful buildings, which seem to scrape the very sky! Here are some fun...
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Tuesday, August 20, 2019
Over the past four years, Consultative Insurance Group, Inc., has vested six local K9s in Ohio. 2015 - K9 Rico - Cleveland MetroParks/Ranger Barr (retired) 2015 - K9 Gunnar - Stark County/Officer Crock 2016 - K9 Chase - Cleveland...
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Tuesday, August 6, 2019
A couple of weeks ago, a coworker, Bev Drake and her daughter, Laurie, found a tiny duckling in a parking lot. They looked around for the mother and found only broken eggs. They noticed the duckling had a bent foot, which may have...
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Tuesday, July 23, 2019
Summer is a great time to get outside and take a bike ride alone or with friends. Check out these 5 tips to keep you safe! Safety First: If planning on taking out a bike for a ride, place a well-fitted helmet on your head. Helmets are...
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Tuesday, July 9, 2019
The formula is quite simple: beautiful weather days, plus a body of water equals boaters, fishing and water fun. Most everyone likes to enjoy the freedom of a couple of hours on the water.
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Tuesday, June 25, 2019
Fourth of July is just a round the corner and the country will celebrate it's freedom with food, family, friends, and fireworks! Before you light up the grill, consider these 6 tips for a safer firework experience. Adult Supervision....
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Monday, April 22, 2019
Team member spotlight time! This month we are featuring Mariela Castillo Couch. One of her amazing traits is she is bilingual in Spanish and English, in addition to being an amazing asset to our agency. Say "Hello" to Mariela!
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Friday, March 22, 2019
Team member spotlight time! This month we are featuring Mary Beth Jeffery. She has been with our agency for many years and is a valuable asset providing top of the line customer service to our personal lines clients. Say "Hello" to...
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Friday, February 22, 2019
With over 23 years in the insurance industry, Tony Bester is able to help with your personal insurance needs in Ohio. Give Tony a call: 1-440-234-0305 ext 221. When not in the office, he enjoys fishing and camping. Say "Hello" to Tony!
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Thursday, January 31, 2019
Consultative Insurance Group, Inc. offers an opportunity to its team members to pay $1.00 to wear jeans on Fridays during the year. At the beginning of the following year, the company matches the collected jeans donations, and donates...
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Team member spotlight time! This month we are featuring Tammy Holton. She has been with our agency since 2015, and is Kathe DiMatteo's right hand gal. When she is not in the office, she enjoys crafting, spending time with family,...
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December Team Member Highlight: Kathe DiMatteo Kathe has been an agent with Nationwide Insurance for over 27 years, and she continued the agency legacy of excellence that her mother, Janet Tietje, started years before. Kathe continues...
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Monday, December 17, 2018
Our Strongsville, OH office collected over 6 large garbage bags of new and gently used coats of all sizes to keep local Strongsville, OH kids warm this winter! #ConsultativeCares #Coatsforkids
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November Staff Highlight: This young lady is an asset by helping with the day to day. She is always willing to help and always has a welcoming smile. When not in the office, she enjoys spending time with family, camping and fishing....
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October Staff Highlight: Vickie McDonald Vickie is a behind-the-scenes vital part of our agency. She is an Ohio native and enjoys family time, travel, and gardening. She started with tus in 1987 in customer service and bookkeeping, and...
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Say “Hello” to Maurica! Education/Experiences: Saluda High School graduate Mars Hill University graduate Nationwide Sales Training Organization graduate Joined the agency in 2001 from an insurance claims and commercial...
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Saturday, September 22, 2018
South Carolina has experienced their share of hurricanes this year. One of the local schools, Carolina Forest, in the Myrtle Beach area, packed over 400 lunches for flood victims after Hurricane Florence passed through. One of our team...
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August Staff Highlight: Say “Hello” to Paul! This gentleman has been part of our team for 30 years and knows insurance! Reside in Ohio and considering changes on your insurance plan, give Paul a call: (440) 234-0305 x 218...
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Saturday, August 4, 2018
Consultative Insurance Group, Inc. through Vested Interest in K9s, Inc, has provided customized bullet and stab protection vests for five local K9s of The Cleveland MetroPark Rangers since 2015. 2018 K9 Creed 2017 K9 Tyson 2016 K9...
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Saturday, August 4, 2018
At Consultative Insurance Group, Inc., we love our dogs and the opportunity to help protect one of our local K9 officers was a natural fit. We love hosting the K9 Dog Demo at the Olmsted Falls Heritage Days Festival each year to show...
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A native of South Carolina, with an infectious smile and a “can-do” attitude, this person embraces and lives our agency motto. She is a Clemson University Alumni, and loves her Clemson Tiger Football. She started her own...
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Sunday, July 8, 2018
One of our insurance team members, Mary, participated in the 2018 Fairview Hospital Toy Run, where over 700 motorcycle riders rode for a 15 mile ride. Proceeds benefited the Pediatric Emergency Room and Pediatric Unit at Fairview Hospita.
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JUNE STAFF HIGHLIGHT: This young lady joined the Consultative Insurance Group family in 2014, and has extensive experience with Commercial Insurance. If you are looking for an associate who knows about business insurance, give Cheryle...
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Saturday, June 2, 2018
Our annual Bark for Life - Olmsted Falls, OH dog walk representing Consultative Insurance Group! Always fun to meet members of the Olmsted Falls community (and their furry friends) and raise money for Cancer research and a cure!...
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Most of you have seen this valued team member around from time to time. He enjoys traveling all over the United States, having his photo taken, and meeting new people. In his words: “…insurance is not about money....
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April Staff Highlight: Bev Drake The sweet voice that answers your calls is our Bev. She is one in a million!When she is not at the office assisting clients, she enjoys crocheting, cooking and baking. Say “Hello” to Bev!
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Saturday, April 14, 2018
Consultative Insurance Group, Inc. -- with the culinary skills of Kenny at Suds Maguire's Bar and Grill -- provided and served box lunches to 106 hard working participants of Baldwin-Wallace University's annual "Building Walls" -...
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Sunday, April 8, 2018
Consultative Insurance Group, Inc. participated in multi-events in 2018 sponsored by the Employment Collaborative of Cuyahoga County in Ohio, through their Diversity Program. The Diversity program was designed to help educate...
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MARCH STAFF HIGHLIGHT: JOE LARDIE Joe – this guy does it all – Business, Farm, and Personal insurance, Irish dance, golfing, involved in the Irish community and family man. Looking for a second opinion for your OH...
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