What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Thursday, January 23, 2020
POP QUIZ! Any item left in your car is covered by your car insurance policy. True or False The answer could be true or false, depending on the type of insurance protection you have at the time of the incident. Let's say for example,...
Read MoreThe Week on Wall StreetTraders were in an upbeat mood last week, reacting to news out of Washington: the signing of the phase-one trade deal between the U.S. and China as well as the Senate passage of the U.S.-Mexico-Canada Agreement...
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Monday, January 20, 2020
Recently I traveled to our office's annual kickoff meeting in Cleveland, OH. Outside of the drastic weather change -- from sunny and 71 degrees to snowing/windy and 32 degrees -- total shock to the system! Talk about reenacting Renee...
Read MoreThe Week on Wall StreetThe market had a choppy five days, with traders reacting to geopolitical developments and weaker-than-expected jobs data. Even so, the three major U.S. equity indices posted weekly gains and continued their...
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Thursday, January 9, 2020
My driving record is good, why should it matter what driving record my drivers have? If there’s one thing Henry Ford made a bare necessity in America it was the automobile. After food, shelter and clothing an automobile is the...
Read MoreThe Week on Wall Street Stocks descended from record highs Friday, as traders reacted to a U.S. drone strike that killed Iran's top military officer. Oil prices rose more than 3% following the breaking news.[1] Wall Street benchmarks...
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Monday, January 6, 2020
Ryan is one of our outside Business, Personal and Life Sales Associates for our agency. He is usually out and about What parts of your job do you find most challenging? – Long hours, long drives sometimes What parts of your job...
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Thursday, January 2, 2020
I do not know about you, but quotes have always brought me encouragement, advice, and the motivation needed to press on. Here are a few of my favorites and a couple team member's favorites. "Things done by halves are never done right."...
Read MoreWhat Drove the Markets? Four factors influenced investment performance in 2019: a shift in U.S. monetary policy, the ongoing trade dispute between the U.S. and China, earnings, and the economy. Stocks reached record highs in 2019. The...
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Monday, December 30, 2019
Am I Covered? Nowadays, there is a lot going on in our world and sometimes we think we understand how we are protected by insurance until we are face to face with the dilemma, and then we hope we understood our insurance when we took...
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Thursday, December 26, 2019
"Mom can I take the car?" The dreaded request heard by parents of teens all across the country. Your teen driver wanting to take the car for their first solo journey. In an instant the alarms start going off in your head. What if they...
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Thursday, December 19, 2019
Reteaching myself to play the piano after 32 years When I was considerably younger, my parents made me take piano lessons. I had mixed emotions about it at the time, but endured 8 years of lessons before entering college. Initially, I...
Read MoreThe Week on Wall Street The U.S. and China announced a limited trade agreement last week. That news lifted U.S. and foreign stocks, leading to weekly gains. Advancing 0.91% on the week, the Nasdaq Composite outperformed the S&P 500...
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Monday, December 16, 2019
'Tis the holiday season for craziness -- the hustling and bustling of people in shops, driving, crazy scheduling, family gatherings, cooking, baking, and finding the perfect gift to express your love to each and everyone on your...
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Thursday, December 12, 2019
Distractions are a part of life -- welcome or unwelcome---can be constant. I'm going to share with you the top 5 distractions and how I deal with them to keep myself on track during work hours. Notifications from Cell Phone This is...
Read MoreThe Week on Wall Street Key Wall Street benchmarks were up and down last week – or rather down and then up. A Tuesday retreat was offset by a Friday rally spurred by the Department of Labor’s November jobs report. While the S&P 500...
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Monday, December 9, 2019
I’ve read articles on this topic and it seems kind of strange to believe you would have trouble recalling your life from the moment you were born. But there is a disconnect from birth to 4 or 5 years old. I guess it is possible...
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Thursday, December 5, 2019
A few years ago, everyone was talking about their "bucket list." Honestly, I thought it was something new to the world --available online or in the nearest strip mall for sale! But apparently people get excited when they think about...
Read MoreThe Week on Wall Street As November wrapped up, U.S. equity benchmarks advanced. Stocks were again aided by a sense of optimism that a preliminary U.S.-China trade deal could be near. For the week, the Nasdaq Composite added 1.87%;...
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Monday, December 2, 2019
Vickie Williams joined our agency in 1999 and specializes in Business, Personal & Life Insurance. What parts of your job do you find most challenging?Vickie: Finding the right coverage for each individual client.What parts of your job...
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Thursday, November 28, 2019
A few years ago, I went on a binge of collecting and trying healthy recipes and found one to share with my family: Tofu Ice Cream. That's right - you read correctly - TOFU Ice Cream. I should have known from the start to not even try...
Read MoreThe Week on Wall Street Stocks declined last week as mixed signals emerged about the progress of U.S.-China trade negotiations. The three major Wall Street benchmarks all took weekly losses. The Dow Jones Industrial Average declined 0...
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Sunday, November 24, 2019
On Friday, November 22nd, I went to see the "Mr. Roger's" movie "A Beautiful Day In The Neighborhood." I'd seen a couple of previews and it looked interesting -- that with the memories of watching the original series in the 70's -- I...
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Thursday, November 21, 2019
Today I work for one of the top 25 insurance agencies in the United States in their Marketing and Compliance Department. It is safe to say, that I have come quite a ways in my insurance career -- one I had not even thought possible --...
Read MoreThe Week on Wall StreetStock benchmarks were little changed for much of last week, but a rally occurred Friday after news broke that the U.S. and China could be closing in on the first phase of a new trade pact. At Friday's close, the...
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(Shared with permission by Richard Lardie, Joe's father.) Living with Lardie: For a Pork Chop Events in the news reminded me of a few experiences I had in the summer of 1969. Racial tensions were high and everyone had their own...
Read MoreThe Week on Wall Street Domestic and international stocks rose last week. Risk appetite outweighed concerns about the state of U.S.-China trade discussions. The Dow Jones Industrial Average, Nasdaq Composite, S&P 500, and MSCI EAFE...
Read MoreThe Week on Wall Street A better-than-forecast jobs report prompted a stock market rally Friday, two days after traders witnessed another interest rate cut by the Federal Reserve. Both the S&P 500 and Nasdaq Composite ended the week...
Read MoreThe Week on Wall Street The S&P 500 came within 0.1% of a record close Friday. Stocks were lifted last week by positive news on U.S.-China trade negotiations, plus earnings announcements. The Nasdaq Composite posted the largest weekly...
Read MoreThe Week on Wall Street Earnings helped give the Nasdaq Composite and S&P 500 a slight lift last week, offsetting investor disappointment over the small scope of the preliminary U.S.-China trade deal reached on October 11. Blue chips...
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Saturday, October 19, 2019
I recently read an interesting article which challenged me to determine if I am a beach baby or a mountain lover. They had some interesting concepts on how to determine personality characteristics based on whether one enjoys the beach...
Read MoreThe Week on Wall Street Stock prices pushed higher last week, as investors remained hyper-focused on any new developments with the U.S. trade negotiations with China. The Dow Jones Industrial Average picked up 0.91%, while the...
Read MoreThe Week on Wall Street The fourth quarter started with a mixed week for equities. The Dow Jones Industrial Average lost 0.92% for the week; the S&P 500, 0.33%. In contrast, the Nasdaq Composite improved 0.54%. Overseas stocks pulled...
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Cheryle Waller: I think the best place to go view the fall leaves is Asheville, NC. The mountains turn colors and are such a wonder to behold. There are a lot of lookouts where you can pull your car over and just enjoy the beauty....
Read MoreThe Week on Wall Street Stocks retreated last week. Traders worried that the formal impeachment inquiry of President Donald Trump might distract White House officials from their pursuit of a trade deal with China, and shift the focus...
Read MoreThe Week on Wall Street Investors reacted to two major news items last week, one far more of a surprise than the other. The Federal Reserve did indeed make a rate cut, matching Wall Street expectations. Drone strikes on two of the...
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The fall season brings about thoughts of being outdoors, football, pumpkins, and apple picking! Fun facts about apples: Red Delicious is the most widely grown in the USA. Apples are the second most valuable fruit grown in the USA....
Read MoreThe Week on Wall Street Stocks edged toward all-time peaks during a relatively calm week marked by easing trade tensions. Friday marked the eighth straight daily advance for the Dow Jones Industrial Average.[1] Small-cap shares, as...
Read MoreThe Week on Wall Street Stocks rose last week, with help from two developments: the announcement of further U.S.-China trade talks as well as August hiring and manufacturing numbers that seemed to bolster the argument for a rate cut...
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Tuesday, September 3, 2019
Today is National Skyscraper Day! On this day, we "unofficially" celebrate our fellow architects and engineers in their enduring spirit to build larger and more impactful buildings, which seem to scrape the very sky! Here are some fun...
Read MoreThe Week on Wall Street Fears of an impasse in the U.S.-China trade dispute lessened last week. While additional U.S. tariffs on Chinese imports were scheduled to take effect on September 1, China's government communicated that it...
Read MoreThe Week on Wall Street Traders assumed that the week's biggest news event would be Federal Reserve Chairman Jerome Powell's speech at the annual Jackson Hole banking conference. Instead, China seized the headlines by announcing new...
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Tuesday, August 20, 2019
Over the past four years, Consultative Insurance Group, Inc., has vested six local K9s in Ohio. 2015 - K9 Rico - Cleveland MetroParks/Ranger Barr (retired) 2015 - K9 Gunnar - Stark County/Officer Crock 2016 - K9 Chase - Cleveland...
Read MoreThe Week on Wall Street U.S. stock indices saw significant ups and downs last week, with traders looking for economic cues from Treasury yields and also developments in the tariff fight between the U.S. and China. The S&P 500 lost 1...
Read MoreThe Week on Wall Street Stocks spent much of last week rebounding from a Monday drop that reflected nervousness about the U.S.-China trade fight. By Thursday's closing bell, the S&P 500 had regained all its Monday losses - but it...
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Tuesday, August 6, 2019
A couple of weeks ago, a coworker, Bev Drake and her daughter, Laurie, found a tiny duckling in a parking lot. They looked around for the mother and found only broken eggs. They noticed the duckling had a bent foot, which may have...
Read MoreThe Week on Wall Street Last week, the Federal Reserve cut interest rates for the first time in more than a decade, in line with Wall Street's expectations. Ironically, stocks had their worst week of 2019. The S&P 500 finished the...
Read MoreThe Week on Wall Street Last week, investors assessed earnings and the initial estimate of second-quarter economic growth, while awaiting the Federal Reserve's next announcement about interest rates. Stocks rose for the week;...
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Tuesday, July 23, 2019
Summer is a great time to get outside and take a bike ride alone or with friends. Check out these 5 tips to keep you safe! Safety First: If planning on taking out a bike for a ride, place a well-fitted helmet on your head. Helmets are...
Read MoreThe Week on Wall Street Stock benchmarks retreated during the first week of the second-quarter earnings season. As some big names shared quarterly results, investors seemed more interested in what might happen at the Federal Reserve's...
Read MoreThe Week on Wall Street Friday, the S&P 500 settled above 3,000 for the first time, after rising 0.78% for the week. The Dow Jones Industrial Average chalked up a milestone of its own: the blue chips ended the week above 27,000,...
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Tuesday, July 9, 2019
The formula is quite simple: beautiful weather days, plus a body of water equals boaters, fishing and water fun. Most everyone likes to enjoy the freedom of a couple of hours on the water.
Read MoreThe Week on Wall Street U.S. stock benchmarks opened a new quarter positively. The S&P 500 gained 1.65% in the opening week of July; the Dow Jones Industrial Average, 1.21%; the Nasdaq Composite, 1.94%. Overseas, stocks in developed...
Read MoreThe Week on Wall Street A month of gains for stocks ended with a weekly retreat. The S&P 500 lost 0.30%; the Nasdaq Composite, 0.32%; the Dow Jones Industrial Average, 0.45%. In contrast, overseas shares, tracked by the MSCI EAFE...
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Tuesday, June 25, 2019
Fourth of July is just a round the corner and the country will celebrate it's freedom with food, family, friends, and fireworks! Before you light up the grill, consider these 6 tips for a safer firework experience. Adult Supervision....
Read MoreThe Week on Wall Street The S&P 500 hit an all-time peak of 2,964.03, in intraday trading Friday, while improving 2.20% across five market days. The Dow Jones Industrial Average and Nasdaq Composite posted respective, 5-day advances...
Read MoreThe Week on Wall Street Stocks advanced for a second straight week. The S&P 500 benchmark rose 0.47%; the Nasdaq Composite, 0.70%; the Dow Jones Industrial Average, 0.41%. Overseas shares, as tracked by the MSCI EAFE developed markets...
Read MoreThe Week on Wall Street Stocks rallied during a week in which Wall Street was buffeted by headlines. The S&P 500 rose 4.41%. The Nasdaq Composite and Dow Jones Industrial Average respectively added 3.88% and 4.71%. The MSCI EAFE index...
Read MoreThe Week on Wall Street Stocks struggled during a 4-day market week as the U.S.-China trade standoff continued to weigh on the minds of market participants. From the Friday, May 24 close to the Friday, May 31 close, the S&P 500...
Read MoreThe Week on Wall StreetStocks drifted lower last week as investors considered the possibility that the world's two largest economies might take some time to resolve key trade issues. The S&P 500 retreated 1.17%; the Nasdaq Composite,...
Read MoreThe Week on Wall Street Stocks fell sharply at the start of last week over trade tensions, then recovered with help from strong earnings and indications that U.S.-China trade talks would continue. Even so, the major indices had a down...
Read MoreThe Week on Wall Street As we noted recently, Wall Street has a wandering eye. Last week, it focused on the new tariff threats in the ongoing U.S.-China trade dispute. Stocks fell across five trading sessions: the Dow Jones Industrial...
Read MoreThe Week on Wall Street Stocks were up and down last week, and the three major benchmarks ended up little changed after five trading days. The S&P 500 rose 0.20% for the week; the Nasdaq Composite, 0.22%. The Dow Jones Industrial...
Read MoreThe Week on Wall Street Stocks returned to record territory, with both the S&P 500 and the Nasdaq Composite closing at historic highs. The S&P gained 1.20% for the week; the Nasdaq, 1.85%. The Dow Jones Industrial Average lagged,...
Read MoreThe Week on Wall Street A short and relatively placid trading week wrapped up Thursday, with the major indices turning in mixed performances. The S&P 500 retreated 0.08%, the Nasdaq Composite advanced 0.17%, and the Dow Jones...
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Monday, April 22, 2019
Team member spotlight time! This month we are featuring Mariela Castillo Couch. One of her amazing traits is she is bilingual in Spanish and English, in addition to being an amazing asset to our agency. Say "Hello" to Mariela!
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Friday, March 22, 2019
Team member spotlight time! This month we are featuring Mary Beth Jeffery. She has been with our agency for many years and is a valuable asset providing top of the line customer service to our personal lines clients. Say "Hello" to...
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Friday, February 22, 2019
With over 23 years in the insurance industry, Tony Bester is able to help with your personal insurance needs in Ohio. Give Tony a call: 1-440-234-0305 ext 221. When not in the office, he enjoys fishing and camping. Say "Hello" to Tony!
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Thursday, January 31, 2019
Consultative Insurance Group, Inc. offers an opportunity to its team members to pay $1.00 to wear jeans on Fridays during the year. At the beginning of the following year, the company matches the collected jeans donations, and donates...
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Team member spotlight time! This month we are featuring Tammy Holton. She has been with our agency since 2015, and is Kathe DiMatteo's right hand gal. When she is not in the office, she enjoys crafting, spending time with family,...
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December Team Member Highlight: Kathe DiMatteo Kathe has been an agent with Nationwide Insurance for over 27 years, and she continued the agency legacy of excellence that her mother, Janet Tietje, started years before. Kathe continues...
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Monday, December 17, 2018
Our Strongsville, OH office collected over 6 large garbage bags of new and gently used coats of all sizes to keep local Strongsville, OH kids warm this winter! #ConsultativeCares #Coatsforkids
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November Staff Highlight: This young lady is an asset by helping with the day to day. She is always willing to help and always has a welcoming smile. When not in the office, she enjoys spending time with family, camping and fishing....
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October Staff Highlight: Vickie McDonald Vickie is a behind-the-scenes vital part of our agency. She is an Ohio native and enjoys family time, travel, and gardening. She started with tus in 1987 in customer service and bookkeeping, and...
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Say “Hello” to Maurica! Education/Experiences: Saluda High School graduate Mars Hill University graduate Nationwide Sales Training Organization graduate Joined the agency in 2001 from an insurance claims and commercial...
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Saturday, September 22, 2018
South Carolina has experienced their share of hurricanes this year. One of the local schools, Carolina Forest, in the Myrtle Beach area, packed over 400 lunches for flood victims after Hurricane Florence passed through. One of our team...
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August Staff Highlight: Say “Hello” to Paul! This gentleman has been part of our team for 30 years and knows insurance! Reside in Ohio and considering changes on your insurance plan, give Paul a call: (440) 234-0305 x 218...
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Saturday, August 4, 2018
Consultative Insurance Group, Inc. through Vested Interest in K9s, Inc, has provided customized bullet and stab protection vests for five local K9s of The Cleveland MetroPark Rangers since 2015. 2018 K9 Creed 2017 K9 Tyson 2016 K9...
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Saturday, August 4, 2018
At Consultative Insurance Group, Inc., we love our dogs and the opportunity to help protect one of our local K9 officers was a natural fit. We love hosting the K9 Dog Demo at the Olmsted Falls Heritage Days Festival each year to show...
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A native of South Carolina, with an infectious smile and a “can-do” attitude, this person embraces and lives our agency motto. She is a Clemson University Alumni, and loves her Clemson Tiger Football. She started her own...
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Sunday, July 8, 2018
One of our insurance team members, Mary, participated in the 2018 Fairview Hospital Toy Run, where over 700 motorcycle riders rode for a 15 mile ride. Proceeds benefited the Pediatric Emergency Room and Pediatric Unit at Fairview Hospita.
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JUNE STAFF HIGHLIGHT: This young lady joined the Consultative Insurance Group family in 2014, and has extensive experience with Commercial Insurance. If you are looking for an associate who knows about business insurance, give Cheryle...
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Saturday, June 2, 2018
Our annual Bark for Life - Olmsted Falls, OH dog walk representing Consultative Insurance Group! Always fun to meet members of the Olmsted Falls community (and their furry friends) and raise money for Cancer research and a cure!...
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Most of you have seen this valued team member around from time to time. He enjoys traveling all over the United States, having his photo taken, and meeting new people. In his words: “…insurance is not about money....
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April Staff Highlight: Bev Drake The sweet voice that answers your calls is our Bev. She is one in a million!When she is not at the office assisting clients, she enjoys crocheting, cooking and baking. Say “Hello” to Bev!
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Saturday, April 14, 2018
Consultative Insurance Group, Inc. -- with the culinary skills of Kenny at Suds Maguire's Bar and Grill -- provided and served box lunches to 106 hard working participants of Baldwin-Wallace University's annual "Building Walls" -...
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Sunday, April 8, 2018
Consultative Insurance Group, Inc. participated in multi-events in 2018 sponsored by the Employment Collaborative of Cuyahoga County in Ohio, through their Diversity Program. The Diversity program was designed to help educate...
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MARCH STAFF HIGHLIGHT: JOE LARDIE Joe – this guy does it all – Business, Farm, and Personal insurance, Irish dance, golfing, involved in the Irish community and family man. Looking for a second opinion for your OH...
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