401(k)/403(b) Plans Request a Quote A 401(K) plan is your money, is portable, and this plan is usually found in corporations. As long as you are employed with the company, your 401(K) plan stays. Your boss or the company you work for, may offer to match your contribution funds in your 401(K) plan. This is a great opportunity to increase your retirement funding, but remember, if you put nothing in your 401(K), neither will your boss!If you work for a nonprofit, you probably have a 403(B) plan instead of a 401(K) plan. With the 403(B), you can move your money into an IRA while you are still working at the company. Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.