Tips to Throwing a Safe Holiday Party

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  • Fall Recipe
  • How to Throw a Potluck Party
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  • Obituary

Our Ohio magazine featured our very own Ron Smith in their Fall issue. 

In Ohio in 1925,  Nationwide Insurance was founded by Ohio farmers and was formerly called the Farm Bureau Mutual Automobile Insurance Company, with their first insurance product being the automobile.   In 1934, they begin offering home insurance.  In 1955, Nationwide Insurance became the new name and remains so today offering many products and services.  Ohio Farm Bureau and Nationwide Insurance continue to have a strong partnership.

Our Ohio: How do you continually provide the Nationwide Insurance "On Your Side" experience to customers?
Ron Smith: "Our agency is designed to support clients that support us.  If we are your agent, we do everything in our power to perform at a level to exceed your expectations.  We call every customer at least once a year for a review and that is a major job since we have over 6,000 households.  We have a person dedicated to claims to make sure our customers know we are involved in their claims experience.  We also assign a specific associate to every household to make sure that customer has a single point of contact in the agency."  

Click here to read the full article:  Our Ohio.

"I believe I work for our members first and represent Nationwide for the solutions. I represent Nationwide because of the history of standing behind our policy by paying claims with speed , compassion and integrity."
-- Ron Smith

Healthy Lots of Apples Cake
(Our Ohio Magazine)

If you love apples, you must try this cake!

1 cup flour
1 cup whole wheat flour
1 cup sugar
2 tsp baking soda
1 tsp salt
1 tsp cinnamon
5 cups apples, peeled and chopped
1/2 cup canola oil
1/4 cup honey
1 tsp vanilla
2 eggs
1 cup chopped walnuts
~~Glaze Ingredients~~
1 1/2 cups powdered sugar
1/2 tsp cinnamon
1 to 2 TBSP milk
1/2 cup chopped walnuts

Preheat oven to 350 degrees.  Generously grease and flour a 10-inch Bundt cake pan.  Combine all cake ingredients except walnuts.  Beat 3 minutes at medium speed.  Stir in nuts.  Pour into a prepared pan.  Bake 50 to 60 minutes until cake tester inserted in center comes out clean. Cool in pan 30 minutes.  Invert onto serving plate. Cool completely.

Combine all glaze ingredients except nuts. Blend until smooth. Add additional TBSP of milk for thinner glaze. Spoon over cooled cake.  Sprinkle with walnuts. 

*May omit glaze and serve with vanilla ice cream.

You are driving the speed limit and before you can count to 10, you are behind a tractor who is traveling at a considerable slower pace hauling some form of agricultural machinery from one field to another via the public roads.  What can you do?

Each year,  this one tool is one of the highest causes of farm injuries and fatalities. Statistics have shown the group of road users most at risk from agricultural vehicles to be motorcyclist.

Check out these four driving safety tips:

Exert caution if you are attempting to pass a tractor, especially if facing another oncoming car in the opposite direction.  If the tractor can pull over safely to let you pass, they will.

Be aware of your surroundings - are there any roads that the tractor could be turning left into? Wait to pass if there is one.

Is the piece of equipment hauled by the tractor extra wide or extra long? As you pass, be aware to keep a clear distance between you and the tractor and equipment.

Know your environment, especially if you are traveling through the rural areas.  Coming in contact with a tractor or a slower moving vehicle is a possibility and caution should be exerted, particularly dawn and dusk.  Remember most tractors are incapable of exceeding 25 mph.  Slow down immediately upon first sight or first sign you may be approaching a slower moving vehicle.
Read more Click

Let's keep everyone safe on our roadways!

How to Throw a Holiday Party - Potluck Style!

Let's face it - having family over for a meal can be fun and stressful.  Follow these tips to help keep your holiday party fun!
  • Choose a theme for your party, such as Fall Festival, Thanksgiving leftovers, or Christmas favorites.

  • Invite your guests with clever cards (homemade or store bought) that help them anticipate the decorations, food and games.  Assign a dish (salad, appetizer, entree, side dish or dessert)  to ensure you will have a good variety of foods.

Got Health Insurance?

These days it is nearly impossible to live without health insurance. 

In South Carolina and Ohio, health insurance policies are fully customizable, easily tailored to match your unique needs, and most often provide coverage for Doctor visits, Prescriptions, Medical Testing, Specialized Care and Surgical Procedures. 

The Health Care Reform is coming in January 2014.  Contact us today if you need health insurance in Ohio or SC or click here to get a quote.


Consultative Insurance Group is collecting food at our offices (Middleburg Heights, OH; South Euclid, OH; Columbia SC, and Myrtle Beach, SC) for the month of November to be donated to local food drive organizations.

To participate, simply bring canned items or dry good items by our office between November 1 and November 29 and place in the designated food bin.

We will deliver them on your behalf.  

Consultative Insurance Group is adopting a family for the holidays.

Thank you in advance for your help!


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 Rest in Peace - Hooch Jones- 2010 to 2013


King Hooch of Wildhorse, 3 (21 in dog years)

Former Head of Security of Consultative Insurance Group Myrtle Beach SC branch, King Hooch of Wildhorse, lovingly called "Hooch" by his family and friends, passed away October 19, 2013, at his home in Conway, SC.

Hooch was born September 27, 2010 to King Hooch of Nottingham and Queen Roxy of Nottingham in Conway, South Carolina.  
Hooch had eleven siblings - all Dog de Bordeaux Mastiffs. From a cute little puppy, Hooch grew into his 150lb loveable self.

Hooch was adored by everyone who met him - at the office, on the job or relaxing at home with his family.   He was a gentle giant.
He enjoyed chasing a tennis ball every now and again; the game was over when he would bite the ball.  He enjoyed watching "Sugar Glider TV" - he would sit next to their cage and watch them frolic for hours.  When his big Yorkie sister, Emmy, would try to watch too, Hooch always pushed her aside - it was his favorite show! Hooch also enjoyed a good drool.  He was great at it, and it took little effort on his part.  Hooch was known to be obsessed with eating cardboard.  His owner, Susan, said one day they found wine glasses in their backyard.  Apparently Hooch went into the next door neighbor's open garage and found a cardboard box with wine glasses.  He ate the cardboard box and had no use for the wine glasses.  Other items of interest were his two legged sister, JJ's stuffed animals.  If they were within his reach, he carried them outside in the yard for drooling, playing and snuggle time.  Survivors required a washer/dryer visit.  Hooch's hobbies consisted of anything with four wheels that he could ride in - Hooch preferred the driver's seat.   Fortunately, he doesn't have opposable thumbs or a driver's license.

Hooch will be forever remembered by his owners, Rusty, Susan, Payton, and Jocelyn Jones, his furry sisters Pumpkin and  Emmy Jones, his favorite TV stars - the Sugar Gliders (Blueberry & Sugar), his co-workers, Rene and Charlie Riley Smith, and Consultative Insurance Group, and his many friends. 


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